Product Disclosure Statement

Important legal information

Mercer Investment Nominees Limited (MINL) ABN 79 004 717 533 Australian Financial Services Licence #235906, Registrable Superannuation Entity (RSE) licence #L0000819, is the trustee of the Mercer Super Investment Trust (MSIT), RSE Registration #R1067095, and Mercer Super Trust (MST), RSE Registration #R1067088, as well as the responsible entity of the Mercer Multi-Manager Funds (MMF).

Mercer Australia Pty Limited ABN 32 005 315 917 (Mercer) is the fund manager of the MSIT, MST and MMF. Mercer has prepared and made this website available as a corporate authorised representative #260851 of MINL. Please refer to Mercer's Financial Services Guide (FSG). MINL is a wholly owned subsidiary of Mercer.

Please note if you are providing advice to a client and reproduce any of the information on this website and attribute it to Mercer, then you must refer that client to Mercer's FSG.

You should be aware that the value of an investment in the MSIT, MST or MMF may rise and fall from time to time and neither MINL, Mercer nor any of the investment managers guarantees the investment performance, earnings or return of capital invested in any of the MSIT, MST or MMF offerings. Please remember that past performance should not be relied upon as an indicator of future performance.

To invest in the MSIT you will need to complete an application form included in, or accompanying, the MSIT Product Disclosure Statement (PDS) which is issued by and available from MINL. To join or invest in the Corporate Superannuation Division of the MST you will need to complete an application form included in, or accompanying, the PDS for your employers plan within the MST which is issued by and available from MINL. To invest in the Personal Superannuation Division (PDS) or Allocated Pension Division (APD) of the MST you will need to complete an application form included in, or accompanying, the PDS for the relevant division which are issued by and available from the trustee.

If you are investing directly in any MMF, you will need to complete an application form included in, or accompanying the MMF Product Disclosure Statement (PDS) for direct investors which is issued by and available from MINL. If you are investing indirectly into the MMF through an Invested Directed Portfolio Service (IDPS) or an IDPS like scheme (such a master trust, wrap account, custody or nominees service) (Service) you will need to complete the forms or documents your Service provider requires.

This website and the pages contained within it include general financial product advice which has been prepared without taking into account your personal objectives, financial situation or needs. Accordingly it is important that you consider these matters, read the:

1. MMF PDS for direct investors if you are investing directly into an MMF; or
    
2. the PDS for an MMF, issued by MINL, together with the PDS and/or any other offer documents applicable to your Service (available from your Service provider) if you are investing indirectly into an MMF through a Service; or
    
3. the PDS for the MSIT; or
    
4. the PDS for the PSD or APD,
    

and obtain advice from a licensed, or appropriate authorised financial adviser before making any investment decision in respect of any of these products offerings.