Disclaimers

This website www.multimanager.mercer.com.au (Site), is provided by Mercer Investments (Australia) Limited (‘MIAL’, ‘we’, ‘us’ or ‘our’) (ABN 66 008 612 397, AFSL#244385). MIAL is a wholly owned subsidiary of Mercer (Australia) Pty Ltd (ABN 32 005 315 917) and part of the global Mercer group of companies (‘Mercer’).

IMPORTANT NOTICES

MERCER is a registered trademark of Mercer (Australia) Pty Ltd (ABN 32 005 315 917) (‘Mercer Australia’) and part of the global Mercer group of companies (‘Mercer’). References to Mercer shall be construed to include Mercer LLC and/or its associated companies.

This Site contains proprietary information of Mercer. Its content may not be modified, sold or otherwise provided, in whole or in part, to any other person or entity, without Mercer’s prior written permission.

The findings, ratings and/or opinions expressed herein are the intellectual property of Mercer and are subject to change without notice. They are not intended to convey any guarantees as to the future performance of the investment products, asset classes or capital markets discussed. Mercer’s ratings do not constitute individualised investment advice and information contained herein has been obtained from a range of third party sources. While the information is believed to be reliable, Mercer has not sought to verify it independently. As such, Mercer makes no representations or warranties as to the accuracy of the information presented and takes no responsibility or liability (including for indirect, consequential or incidental damages), for any error, omission or inaccuracy in the data supplied by any third party.

This Site provides general information or advice and does not constitute an offer or a solicitation of an offer to buy or sell securities, commodities and/or any other financial instruments or products or constitute a solicitation on behalf of any of the investment managers, their affiliates, products or strategies that Mercer may evaluate or recommend. The information on this Site is not intended to be, nor should be construed as, financial product advice. It does not take into account individual investors objectives, financial situation or needs. Investors should consider seeking independent advice from a professional financial adviser before making any investment decision.

For Mercer Investments conflict of interest disclosures, contact a Mercer representative or see www.mercer.com/conflictsofinterest.

The Mercer Financial Services Guide provides you with important information about the financial products and services that MIAL provides. This document is designed to assist investors in deciding whether to use any of the financial services or products described in this Financial Services Guide.

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